Unlocking Your Real Estate Vision with SBA Loans

At MAC Commercial Capital, we can connect you with the right SBA lenders to bring your commercial real estate goals to life. Whether you are acquiring, expanding, or refinancing a property, our experienced team navigates the complexities of SBA financing to match you with lenders who align with your vision. We understand that every project is unique, and we are committed to securing loan solutions that drive growth and ensure long-term success for your business.

Understanding SBA Loan Options for Commercial Real Estate

The Small Business Administration (SBA) offers two primary loan programs for commercial real estate: the SBA 7(a) Loan and the SBA 504 Loan. The SBA 7(a) Loan is ideal for purchasing, refinancing, or improving owner-occupied commercial properties (owner must occupy at least 51% of the property to qualify), with loan amounts up to $5 million. The SBA 504 Loan, designed for major fixed assets like real estate or equipment, supports larger projects with financing up to $5.5 million or more, often through a combination of lender and Certified Development Company (CDC) funding. Both programs offer competitive terms, with typical down payments ranging from 10% to 20%, depending on the project and borrower qualifications, making them accessible for businesses seeking growth.

Flexible Terms to Support Your Growth

SBA commercial real estate loans are structured to provide flexibility and affordability. Loan terms typically extend up to 25 years for real estate, allowing for manageable monthly payments that support cash flow. With lower down payment requirements compared to conventional loans, SBA financing enables you to preserve capital for other business needs. Our team works diligently to identify lenders offering the most favorable terms, ensuring your loan aligns with your financial strategy and positions your business for sustained success.

Get Started Today

Ready to take the next step toward your commercial real estate goals? Contact MAC Commercial Capital today to connect with our expert team. We will guide you through the SBA loan process, match you with the perfect lender, and help turn your vision into reality. Reach out now to start building your future!